英语交流 今日: 0|主题: 2699|排名: 51 

最后发表： irason
回复内容：
好的。

如果有帮助最好。
我也在提高自己的写作水平，现在澳洲移民要4个7。所以，我也在提高中，
相互学习

最后发表： msolucky
回复内容：
哈哈哈哈，美国律师无处不在

最后发表： funnybird
回复内容：
Jez Spinks May 13, 2011

You've bought the counterfeit Rolex and imitation Louis Vuitton bag, but do you own a fake Mini?

If you want the latest in fine automotive forgeries, there's no need to loiter on city streets or lurk behind the back of a truck; just head for the Chinese - rather than the black - market.

The recent Shanghai motor show proved that while China may now be serious business for global car brands, the local makers in the world's biggest new-car market continue to cause chuckles with their inventive unoriginality.

Pseudo-Minis and other motoring equivalents of Dolly the sheep could all be found under the one roof in Shanghai, giving DriveLife the chance to indulge in an entertaining game of Spot the Knock-off.

We're still not sure whether it's an intriguing form of Chinese humour, but the name of the best Mini-mimicker on display - the Emgrand EC6-RV - even seemed to make a mispronounced nod to the car's country of origin.

Read more: http://theage.drive.com.au/motor-news/chinese-cars-forge-ahead-20110512-1eja7.html

[ 本帖最后由 funnybird 于 13-5-2011 10:44 编辑 ]

最后发表： funnybird
回复内容：
A joke that can't be taken too seriously...

最后发表： ahl
回复内容：
The article's link is in here: http://www.dailymail.co.uk/news/ ... de.html#socialLinks

最后发表： azif
回复内容：
ty

最后发表： lisa2008
回复内容：
蛙声十里出山泉,直接我理解就是方圆十里蛙声一片,而在蛙声中一股山泉轻快地奔涌而出.

蛙声,山泉这些都好译。但是“十里”这个意境，还有“出”这个动态不好译。

最后发表： du0012
回复内容：
艾米, probably I accidentally remove your user name. If this is the case, could you please register again and tell me your user name. Thanks for your support and apology for my senior moment.

最后发表： qidaofo
回复内容：
免费咨询 为留学归来挂科，未毕业的同学们提供优质服务.  

咨询QQ 939162119(陈 老 师)

最后发表： lisa2008
回复内容：
sitting test   vs  free chat,
from which one can you obtain more information?

最后发表： funnybird
回复内容：
you hear some comedian in the West say Chinese are just bloody too serious, you know what to do...

最后发表： Backpacker
回复内容：
本想给LP找个英语课程班，可现在175等技术移民不仅没法上AMEP,连centrelink都不肯推荐上LLNP了，因为据centrelink接待员工说175意味着英语水平已经达到一定的水平。。。

最后发表： stock99
回复内容：
有人上過這課程嗎?  想提升下自己表達的水平,感覺自己英語溝通上還是很吃力,尤其是和oz開會時. 或者有人知道比較好一點的課程,也可推薦一下.  多謝先.

http://www.dalecarnegie.com.au/dale-carnegie-course-vic/

最后发表： keepdancing
回复内容：
答案见四楼

最后发表： emfemc
回复内容：
其实还是挺难得。

最后发表： frozen_heart770
回复内容：
写着文章的人也太天真了，或者说太无知了才对。

最后发表： cyly
回复内容：
学习学习！

最后发表： seth_chen
回复内容：
NSW肯定有，我LD在悉尼的ames上过班

最后发表： mite
回复内容：

最后发表： berryjuice
回复内容：
呵呵，这个论坛我是很难活跃一年的，如果真的有兴趣，换个地方吧。我现在还是在新足迹看帖多，回帖少，真的有人感兴趣的话，我去那里继续了。或者私下交流吧。

最后发表： 最爱莫扎特
回复内容：
birthday card 生日卡

　　Christmas card 圣诞卡

　　New-Year card 贺年卡

　　post card 明信片

　　identity card 身份证

　　credit card 信用卡

　　guest card 贵宾卡

　　preferential card 优惠卡

　　expense card 消费卡

　　get-well card 慰问卡

　　record card 记录卡

　　score card 记分卡

　　playing cards 扑克牌

　　membership card 会员卡

　　intelligence card (IC) IC智能卡

　　entry card 入境卡

　　phone card 电话卡

　　student's card 学生证

最后发表： rusty1987
回复内容：
楼主 你好   请问SHARE费用多少？     主要教些，学些什么

最后发表： mite
回复内容：
他还是不错的

E3签证是他制定的

最后发表： jimraynor0
回复内容：


none of his friends? 我猜的

最后发表： pinxinge
回复内容：
We thought housing articles couldn’t get any worse after reading the effort from HSBC’s Paul Bloxham last week.
But oh boy.  We were wrong.
The Sydney Morning Herald’s Jessica Irvine has knocked out what is, in our opinion, the year’s worst housing bubble article – that’s a big claim when it’s still only March!
But it’s hardly surprising, seeing as much of the material appears to have been drawn from Mr. Bloxham’s half-baked effort last week.  After all, if you take a badly baked cake and mix it up, what are you left with?  That’s right, an even worse cake.
There’s no point taking apart the entire article, because as I say, it’s largely a rehash of Mr. Bloxham’s effort.
But I will go over a couple of points.  I know, maybe it gets a little boring covering old ground.  But as long as the mainstream press and banking insiders keep printing the same old drivel, I’ll keep printing rebuttals.
So if you’ve had enough of housing bubbles, give this section a miss and scroll down to see what Aaron Tyrrell has to say about cars and lithium.
If you’re still with me, let’s take a look at some of the schoolgirl errors made by Ms. Irvine:
Ms. Irvine backs Mr. Bloxham’s claim that Aussie houses are better quality than those overseas.  Not surprisingly, no proof is given.  Where is the data to prove this?
Then Ms Irvine claims Aussies houses have “marvellous water views”!  And that’s why high prices are justified.  What on earth does that have to do with anything?  If “marvellous water views” are a house price crash preventer, then surely a lack of “marvellous water views” is a house price bubble preventer.
Yet the lack of “marvellous water views” didn’t stop house prices in Arizona forming a bubble.
Yes, people may desire a water view, but it doesn’t mean houses with water views can never be overpriced.  The same dynamic of excessive credit and the belief that prices can never fall has played out in houses with and without views.
In fact, based on some of the discounting that’s happened among prime Sydney apartments on the Harbour, we’d say those properties with a “marvellous water view” are likely to be hit the hardest.
But those are just trivial things.  Things she may now regret writing.  Of more interest is the following comment:
“You see, house prices only fall when people are forced to sell their homes. Otherwise, households choose to simply remain in their home and wait things out. Property investors are loath to realise their capital loss.
“A true collapse in house prices would indeed require some large external shock - a doubling of unemployment or interest rates - to trigger the wave of forced home sales that it would take to provoke house price falls.”
Not true.  People buy and sell houses all the time.  People upsize and downsize.  If someone wants to sell, they’ll sell… not just when they’re forced to.
All that’s required for house prices to fall is for people to think that house prices will fall.  Just in the same way that share prices can fall when they reach a peak.  Sellers look to get out first before everyone else gets the same idea.
But because it can take so long to sell a house, the stock of housing on the market can build up quickly.  And before sellers know it, they’re no longer the only house on the street for sale… they’ve got competition.  And as you know, in all areas of an economy, competition tends to drive down prices.
And let me tell you something, there’s a whole bunch of competition on the market right now.
This week SQM Research sent out its latest analysis of housing stock on the market.  As you’ll see in the table below, there’s been a huge increase in the number of houses up for sale:
In fact nationally there has been a 46% increase in the supply of housing for sale, compared to the same time last year… 46%!
Talk about a housing glut…forget the housing shortage lies.  Australia has a huge excess of housing.  Incidentally, we did hear our old pal Peter Switzer banging on about the housing shortage last night on Sky Business Channel… it seems you can’t keep a good excuse down.
But what will the glut do to prices?  That’s right, push them down thanks to increased competition.  I can picture buyers now, “Why should I pay $500k for your house when there’s one down the road for $480k…”
Forget “large external shocks”, or a “doubling of unemployment or interest rates”, all it needs is increased competition… and we’ve got it.
But Ms. Irvine also ignores the fact that different sellers are in different circumstances.  Someone who bought a house for $100k, may be happy to accept $300k, whereas someone who bought for $350k may not be so happy.
But that won’t stop the first house from selling.  And it won’t stop house prices from falling just because someone chooses to hold out for a higher price – which may never arrive if buyers can get something similar for cheaper.
You see, the idea that something major has to happen in order for prices to fall is nonsense.  There doesn’t need to be a big bang catalyst to spark a house price rout.
All that’s needed is for the fundamentals of supply, demand, price and quantity to play out.  And that’s happening right now.
But what about the idea that interest rates need to double?  Not true.  When interest rates are kept artificially low, it sucks in a whole bunch of borrowers.  Those that wouldn’t otherwise have borrowed are drawn into the market.
As with anything, artificially low interest rates create malinvestments.
And as Ms. Irvine correctly points out, it encourages lower lending standards too.
Because so many borrowers have been sucked in on low interest rates, it distorts the market.  But at some point the demand for borrowing will begin to dry up, and investors who would otherwise have put savings in the bank will look elsewhere for higher returns.
That creates a problem for a Ponzi banking system.  Banks need to keep filling the hopper.  They need more deposits and more borrowing to keep the Ponzi finance flowing.
When that slows down – as it has – the banks need to raise interest rates.  Simply so they can encourage savers to deposit money, or to encourage investors to buy their bonds.
Remember all the crazy offers the banks were making to attract deposits last year?  Yeah, of course you do.  That’s Ponzi finance in action.  It was an indicator of the market starting to tip over.
But here’s the thing.  If the bank has lowered its lending standards and kept interest rates low for too long, interest rates only have to rise marginally in order for it to have a big impact on borrowers.
It’s just like leveraged investing.  It works great when things are going your way… and… not so great when things are going against you.
For instance, the ANZ Bank reckons the median house price is $559,000.  Let’s say someone has taken out an 80% mortgage, borrowing $447,200.  An interest rate of 5% would mean repayments of $2,401 per month.
But should the interest rate increase to 7%, repayments increase to $2,976 per month.
That’s an extra $575 per month of after-tax money.
And if interest rates go to 8%, then you’re looking at monthly repayments of $3,282… an extra $881 per month.
“Oh, that won’t happen,” the spruikers say.  Really?  Too late, we’re almost there.  Mortgage interest rates got down to about 5% in 2008.  Today they’re above 7%.  And that’s why prices are on the way down.  That’s about a 20% increase from the low point.
“Oh, but people are ahead on their mortgages, the RBA says so.”  Don’t trust those figures too much.  Sure, plenty of people would have gotten ahead on their mortgages.  Especially as interest rates dropped in 2008 and 2009.  But trust me, it won’t take long for that benefit to be wiped out.
Not when repayments are an extra $700 or $800 per month.
And don’t forget, those that are ahead are those that had mortgages prior to 2008… before interest rates were cut.  Those that were suckered in by the first-home buyer’s bribe won’t have any buffer, because they were conned into borrowing as much as they could afford, just at the point when interest rates were at the low.
Any interest rate increase will hurt them harder.  Each 0.25% rise in interest rates is an increase of 5% increase for someone who took out a mortgage when rates were at 5%.
Whereas it’s only a 3.5% increase for someone who took out a mortgage with rates at 7%.  Believe me, it may not seem like much, but it makes a whole lot of difference when you’ve overextended yourself with a giant mortgage.
But what about the unemployment rate.  Again, don’t get too excited.  Sure, the unemployment rate is 5%.  But remember who counts as employed… anyone doing more than one hour of work per work… yeah, those people are gonna help prop up house prices!
For a start, consider that today about 28% of all employed people work part-time.
In 1978, it was only about 14%.
What does that tell you?  It tells you there has been a relative increase in people working part-time.  That much is obvious.
What else does it tell you?  Well, we’re not a labour force analyst so we can’t say for certain.  But we can take a stab at a guess or two…
Granted, more flexible working arrangements have played a part.  But we’ll guess it also means that people are now counted as part of the permanent labour force when previously they weren’t… therefore distorting Australia’s unemployment rate.
You can see that distortion in the number of unemployed people and the number of people not in the labour force.  Both these numbers have only increased by about 50% over the past thirty-three years.
In normal circumstances you’d expect those numbers to increase as the population increases.
But while there has been an increase it has been nowhere near as much as the increase in the number of people in the workforce.  Those employed full-time has more than doubled.  But importantly, the number of people working part-time has increased more than three-fold.
In other words, fiddling of the employment statistics is giving a distorted impression of the strength of the Australian economy.
Both of these facts tell you it won’t take a major shock to interest rates or unemployment to knock house prices down.  All it will take is a marginal move in either – thanks to the increased leverage from low interest rates.
Nothing I’ve written will stop the spruikers from carping on about the invincibility of the Australian housing market.  House prices are falling around their ears, yet still they make the same old tired excuses.
But really, the spruikers must learn to do better.  And if they insist on egging on the mainstream press to write anti-bubble stories, they should give them better and more convincing material than rubbish about “marvellous water views”.
Cheers.

Kris Sayce
For Money Morning Australia

最后发表： ahl
回复内容：
Thanks for sharing, good listening and educational stuff. Here is the link: http://www.abc.net.au/rn/ockhamsrazor/stories/2011/3191637.htm

最后发表： mite
回复内容：
this is the house in which i was born 偶理解； 上面那个偶不理解

偶是3级翻译资格移民的； 英文是偶饭碗啊

最后发表： maxxblue
回复内容：
18weeks的FT是每周22－23小时这样
我今天去Kogarah 的St.Geogre TAFE问了，要7月月份才开学，让我5月初再打电话安排interviw，还有那么久......
难道我在家自学

最后发表： nil
回复内容：
很简单。比较下面的：

刚见面：nice to meet you.

告别的时候：nice meeting you.

不定式是表将来的。ing是表完成的。初中英语语法。

楼主的例子表明这个人已经在class学习了。假如是个刚转学的同学first见面，那么用to have you

最后发表： yearshappy
回复内容：
fabulous
so much to learn

最后发表： yearshappy
回复内容：
sad to hear the news
not sure exactly what's going on there

最后发表： mite
回复内容：
http://www.unsv.com/forum/topic/ ... &topic_id=21493

TEXT是学习的人听下来的

最后发表： kidd
回复内容：
刚才试了下，iphone也可以用，有点意思~

最后发表： 自然
回复内容：
听着陕西话长大的人飘过~~~~~~~~~~~~

最后发表： frozen_heart770
回复内容：
专业写作么？还是学校作业？出自哪里？你的理解是什么呢？或者说一下你哪里不太确定？

[ 本帖最后由 frozen_heart770 于 13-4-2011 18:52 编辑 ]

最后发表： mmxx
回复内容：
强大，读之如饮甘醇。

最后发表： pinxinge
回复内容：


Wantirna South.

最后发表： liqq2000
回复内容：
请各位介绍一个在Chatswood附近，周六日一对一的英文家教。或者免费联系英语的地方，谢谢

最后发表： liqq2000
回复内容：
想学习提高下英语，请大家帮帮忙介绍下哦，谢谢043200148

最后发表： msolucky
回复内容：
:-) one more