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Interest rate as compared between banks is not much different. The essence is the ongoing opportunities offered to a client that actually enhance their asset position. I personally say that for the lum sum fund sitting for term deposit is not a wise option, what if the interest drop? what if the infation arise? your principle would be eroded invisibly. Critically speaking, you gotta look for a bank that offer you a reasonable high interest, however amid the term, if opportunity turn up, it allows you break the term deposit, switching part of your fund into the opportunity which grow your capital or deliver you more coupon significantly. Most of the bank, just lock your fund into a ralatively long term by offering a slightly higher rate, once you were attracted in, you had no freedom to touch your fund otherwise you will suffer the lose of the entire unpaid interest. You will miss your chance given to earn more. Ring 02 8225 3680 Citibank would be able to deliver you a fully flexible term deposit, accompany with more better chance to grow your captial. (Chinese Speaking Available) |
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