车险--关于停放地点的问题请教，谢过大家

gunna_wa

近期想买车险，在网上比较各保险公司价格的时候，需要填写“车辆晚上停放的地点” unit type, 我目前住在朋友家的HOUSE里，车也暂时停在这里。可UNTI TYPE选项里，没有HOUSE 这项，请问大家，要如何选？

西澳海豚

保险合约的停放地点，它的意思是问你停在有门的车库（garage）中，还是开放式的车棚（carport），还是直接停街上（on the street），风险系数不同。

停在车道或是草皮上，属於 on the street

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Where you park your car at home

Your insurance premium will vary depending on your car’s ‘home’ postcode.
Some areas are safer than others and insurance companies may take this into account when calculating your premium.
Cars parked in off-street carports, garages and secure parking bays may carry a lower risk than vehicles parked on streets and in unsecured parking areas.
It’s important to make sure you inform your insurance company if your circumstances change (e.g. you move house);
in some cases, it may even reduce your premium if you move to either a safer neighbourhood or to a home with a lockable garage.