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大家要牢记路上骗保险的招数。
The “Swoop and Squat” scheme involves two cars: one drives beside the victim, while the other ‘swoops’ in front of the victim car and stops suddenly, causing a rear-end crash. The first car is usually full of accomplices who will claim that they were injured even if it was only a low-speed crash, submitting fraudulent claims to the insurance company. The swoop car is usually driven by an experienced ring member, while the “squat” car is generally full of either accomplices, or victims.[2] In the 1990s poor Hispanic immigrants were recruited to drive the swoop cars: a high-risk job that nobody wanted, but for which the immigrants could be paid only $100. One such driver, Jose Luis Lopez Perez, died after a swoop and squat crash, leading to an investigation which revealed massive amounts of this fraud.[3]
The “Panic Stop” requires two merging traffic lanes. As one driver tries to merge into the next lane, he is waved forward by a car who proceeds to crash into the unsuspecting driver, later claiming they never realized the person was going to merge lanes.[4]
The "Sideswipe" involves a victim car who drifts into the adjacent lane while making a turn. The perpetrator of this fraud rushes to crash into the car that just drifted into his/her lane. Claiming innocence, the perpetrator then submits a claim to their insurer.[5]
“Shady Helpers” this type of fraud usually happens after a genuine crash has occurred. A fraud runner will solicit a crash victim and advertise the services of specific repair shops, chiropractors, or lawyers. These, in turn, will submit fraudulent claims on the victim’s behalf or deceive the victim into undergoing unnecessary treatments or lawsuits.[6] |
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楼主: mason00
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发表于 20-2-2014 19:46:15
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发表于 18-3-2014 11:06:28
