又降息了，3.50%

xblues

The RBA made a surprise move at its monthly meeting today, further reducing the cash rate 25 basis points to 3.50%.

Weaker than expected retail trade numbers were expected to persuade Australia's central bank to leave interest rates alone but it seems a lift in construction data prompted the move.

The reduction comes after the RBA went a long way to easing pressure on mortgage holders last month by slashing the cash rate by 50 basis points.

xblues

The Reserve Bank has cut interest rates today by 0.25 per cent.

The official interest rate is now 3.5 per cent.

The 25 basis point fall comes after a big 0.5 per cent cut last month that, as yet, has failed to make an impact.

"The softness in the non-mining sectors of the economy has forced the Reserve Bank to move again today" says Domain property expert Carolyn Boyd. "Many people are hurting and have been hoping the Reserve Bank would make the decision it has."

Each 0.25 per cent drop in interest rates slices about $60 off the monthly interest cost of an average Australian mortgage.

The cut may not be the last for the year. It has been predicted the Reserve Bank will cut rates by as much as 1 per cent this year, taking the official rate as low as 2.75 per cent.

The big question now is, just how much of today's rate cut will lenders pass on? Last month the average cut delivered was 0.38 per cent, despite the Reserve Bank slashing rates by 0.5 per cent.

Further details on what the decision to decrease interest rates to 3.5 per cent means to you and the Australian property market will be outlined in this week's Domain Property Newsletter. If you are not already subscribed to our FREE weekly

xblues

什么？据说今年年底以前降息到2.75%？如果真的降到2.75%，那将是进22年以来首次这么低！！！
上一次最低是2008,2009年经济危机，这一次降的比上一次还要厉害，如果这么看，这一次危机要比上一次严重。
今年明年，能保住工作就是最大的福分啦。

                               
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[ 本帖最后由 xblues 于 6-6-2012 00:39 编辑 ]

xblues

                               
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xyouc

关键是这次RBA降的多，可是银行跟进的少。
上次金融危机的时候，RBA的利息是3.25%，银行的贷款最低利息是4.9%。这次rba的3.5%，可是贷款利率还在6点几。

yangyha

希望银行要赶快跟进阿

nancy_8003

如果 银行每次都不跟进的话  不晓得这个议息还有多大的意义  银行利息根基准利率之间的gap越来越大

kunlei

这两天澳元涨的好快啊！还会下降妈？

ryan88

好吧，那我不辞职了。

amei9125

当然肯定会下降，就是不知道什么时候

xblues

  我希望澳元越高越好，证明我的世界购买能力强啊！

zlsiva

我希望anz跟进

大米饭

P民迅速跟进