agree. however, subject to individual situation la.
If your home loan product has 100% offset and extra payment allowed, Interest Only is better, reasons: 1, less commitment less pressure; 2. if you wanna reduce principle just extra payment; 3. if you loan is for investment you can claim more tax back; 4. flexible作者: bobova 时间: 22-6-2009 02:33
学习,收藏 作者: gj0__0 时间: 22-6-2009 03:40
如果你的投资理财能力能跑过利息,绝对只还利息好。或许30年以后,在逐年累积通胀率的作用下,也许你惊叹的发现,那时那点本金才合你一年的工资