[ 本帖最后由 大尾巴甩甩 于 2-11-2011 19:39 编辑 ]作者: 大尾巴甩甩 时间: 2-11-2011 19:36 标题: Effective Ways of Avoiding Check Fraud Avoiding check fraud requires a lot of caution on your part. Here are some valuable tips on how to avoid check frauds.
1 Cheques or bankers' draft should not be accepted for online payment unless it's from someone you know well (not on phone or by mail) and trust. Be doubly careful if it is payment for an expense product or service.
2 It is important that you keep your chequebook in a safe place. It is very important that you don't leave your checkbook lying around, especially where it can easily be accessed by others. (Either used, unused or perhaps blank). You should ensure you shred cancelled checks properly so as to prevent anyone from retrieving account information.
3 If you are selling expensive items online insist on telephone or internet banking in place of cheques.
4 If your customers insist on paying with cheques then you must insist they wait until the cheque is fully cleared and you are sure that the money is genuinely in your account .
5 Real bank officials don't ask for personal or account information for any reason whatsoever.
6 Cross out any blank spaces in fields such as payee name, amount in words and figures, etc to avoid additions or alterations.
7 Avoid exposing or printing personal information on check books.
8 Be wary of people offer to an item from you at a higher price that you quoted. You can contact your local office of fair trading, ASIC or the ACCC for assistance.
9 Scammers will come up with very realistic excuses for the overpayment, it is better you send the check back and ask for another. If you have already deposited the money in your account, make sure that your bank clears the money fully before you make any returns.
10 Don't be greedy- how often do you see people paying more for anything, we all want to get items at a cheaper price without the quality been compromised. So wake up and be wise.
Fagbohun is a fraud analyst who loves to unmask various 419scams. I am here to prevent you from being their next victim. Should you have any questions or need more tips on beating cons visit my blog http://www.aheadofthecons.blogspot.com.
反正那些晒得黑不溜湫的印度啊三是实在不能若的，都是骗子！
