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标题: property insurance partial refund? [打印本页]

作者: ricowang 时间: 10-7-2013 22:02
标题: property insurance partial refund?
Just got a letter from council that the fire service property levy(victoria) paid to insurance companies is now to be collected by council starting the new financial year.
It doesn't say that I should be able to get refund if my existing insurance has covered after 1st July, but it is unreasonable to pay same thing twice.

Anyone tried?

作者: harvey.liu 时间: 10-7-2013 22:22
to consult your council straightly instead of asking such a problem here

作者: ricowang 时间: 10-7-2013 22:38

harvey.liu 发表于 10-7-2013 21:22

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to consult your council straightly instead of asking such a problem here

just find a topic to talk, it's my wife's responsibility to deal with things like this this year.

作者: ricowang 时间: 10-7-2013 22:40
the levy for me is about $150/year, that's another burden especially for those normally do not buy property insurance.

作者: MICHELLE07 时间: 10-7-2013 23:00

ricowang 发表于 10-7-2013 21:38

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just find a topic to talk, it's my wife's responsibility to deal with things like this this year.
...

我家领导也是，遇到这种事就不管。

作者: MICHELLE07 时间: 10-7-2013 23:03

ricowang 发表于 10-7-2013 21:40

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the levy for me is about $150/year, that's another burden especially for those normally do not buy p ...

总不至于要付双倍吧？

作者: ricowang 时间: 10-7-2013 23:42

MICHELLE07 发表于 10-7-2013 22:00

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我家领导也是，遇到这种事就不管。

we do all bill thing in turn, and 2013 is her year

作者: MICHELLE07 时间: 10-7-2013 23:50

ricowang 发表于 10-7-2013 22:42

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we do all bill thing in turn, and 2013 is her year

她太幸福了.
我都管了四年了,好几次忘记支付账单, 就不能享受折扣,浪费好几十块,挺内疚的呢.

作者: ricowang 时间: 10-7-2013 23:51

MICHELLE07 发表于 10-7-2013 22:03

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总不至于要付双倍吧？

that's the point, the insurance company should have sent notifications or any resolution in this regard, how stupid it would be if they just wait customer call them asking for a refund, flood of calls.

作者: ricowang 时间: 10-7-2013 23:58
http://www.aami.com.au/removal-v ... -fsl-your-insurance

Q5. Am I able to claim a pro-rata refund of the FSL on the period of my existing policy that goes beyond 1 July 2013?
The FSL is only removed from policies issued or renewed from 1 July 2013. If your policy was issued or renewed before then and there was an FSL component, then you are not entitled to a refund. Our final contribution to the Victorian Fire Services is based on premiums we collect from customers during the 2012-2013 financial year, regardless of when the policy was taken out or renewed.

NOTHING we'd get back from AAMI,

作者: MICHELLE07 时间: 10-7-2013 23:58

ricowang 发表于 10-7-2013 22:51

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that's the point, the insurance company should have sent notifications or any resolution in this r ...

保险公司就是强势方.

作者: 周星星1832 时间: 11-7-2013 07:56
这不是得怪工党吗
对吧

作者: 周星星1832 时间: 11-7-2013 07:58
是州还是联邦啊
联邦请参看我上一个回复
州的话应该是还在给工党善后呢

作者: ricowang 时间: 11-7-2013 11:12

周星星1832 发表于 11-7-2013 06:56

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这不是得怪工党吗
对吧

this only applies to Victoria, which ruled by coalition when it passed.

作者: 周星星1832 时间: 11-7-2013 11:15

ricowang 发表于 11-7-2013 10:12

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this only applies to Victoria, which ruled by coalition when it passed.

参看我上一个回复

作者: ricowang 时间: 11-7-2013 11:18

周星星1832 发表于 11-7-2013 10:15

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参看我上一个回复

any proof or just your guess?

作者: 周星星1832 时间: 11-7-2013 11:20

ricowang 发表于 11-7-2013 10:18

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any proof or just your guess?

我这么想的

作者: 周星星1832 时间: 11-7-2013 11:22
In 2009, the Victorian Bushfires Royal Commission found the existing levy on insurance was highly flawed, unfair and needed reform. Under the current system those property owners who choose not to insure, under insure or self-insure make no (or inadequate) contribution to our fire services.

The Victorian Bushfires Royal Commission recommended that the State Government replace the insurance-based fire services levy with a property-based levy to ensure that all Victorian property owners contribute their fair share to our fire services.

2009年是工党执政吧

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