2012年度免费税务咨询帖

Lars · 发表于 13-9-2011 22:28:54

资料盒，我又有问题了，关于私人保险的

我是TR, 457签证持有者，没有Medicare卡的，只有一家奥地利保险公司的国际家庭私人保险，澳洲也在其保险范围内，因为这份国际家庭保险真的蛮好的，所以到了澳洲之后我一直没换。

请问，我为这份私人保险交的保险金，在今年报税的时候，会有税收返还伐？我看到Private Health Insurance Rebate的比率满高，口水啊。

Lars · 发表于 13-9-2011 22:30:18

话说哦，当初决定自己报税，因为我一分钱都没从澳洲政府那里拿到，所以觉得报税肯定很简单，没想到，真TMD麻烦啊。

资料盒 · 发表于 13-9-2011 22:37:33

恩，如果报税都简单，会计们就彻底失业了

资料盒 · 发表于 13-9-2011 22:41:32

由于澳洲的私人医疗保险比较昂贵，澳洲政府为鼓励大家购买，根据购买者的年龄给予一定的discount, 象我们这种年纪的是30%。在买私人医疗保险的过程中，一般保险公司会直接帮您免掉这30%，向政府去收。但是，假如你的保险公司没有免掉您的30%，您可以在税表里面将这discount申请回来。

islandhill · 发表于 13-9-2011 22:43:28

盒子兄，问个关于dependent spouse的退税问题。
1).我和老婆去年整个财务年度都是PR
2).没有小孩，所以没有FTB
3).我的收入远小于150,000，她没有收入
4).我全年都在澳洲，她2010年11月来，缺席4个月

这种情况下，申请配偶退税是否还是按whole year计算，还是需要扣除她不在的时间？
ATO的定义如下，倒是没有看到说必须在澳洲：

-------------------------------------------------------------
What is maintaining a dependant?
You maintained a dependant if any of the following applied:

you and your dependant lived in the same house
you gave your dependant food, clothing and lodging
you helped them to pay for their living, medical and educational costs.

If you had a spouse for the whole of 2010-11 and your spouse worked at any time during the year, we still consider you to have maintained your spouse as a dependant for the whole income year.

We consider you to have maintained a dependant even if the two of you were temporarily separated, for example, due to holidays or overseas travel.

If you maintained a dependant for only part of the year, you may need to adjust your claim accordingly.
-----------------------------------------------------------------------------------

十分感谢～！

[ 本帖最后由 islandhill 于 13-9-2011 21:44 编辑 ]

Lars · 发表于 13-9-2011 22:47:18

原帖由 资料盒 于 13-9-2011 21:37 发表

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恩，如果报税都简单，会计们就彻底失业了

谢谢你的答复，明年我死也不会自己报税了，我都泡在网上好几个晚上了，现在找中介我不甘心啊我不甘心

我马上要出头了，已经在Etax的后半部分了！

Lars · 发表于 13-9-2011 23:41:37

我来澳洲不满一年，想申请medicare levy exemption,里面要我填天数，我应该填365天么？我怕如果我不填365天，ATO不会把所有的medicare levy退给我。。。。

[ 本帖最后由 Lars 于 13-9-2011 23:11 编辑 ]

资料盒 · 发表于 14-9-2011 11:52:12

阿，要看您是否收入和是否买了私人医疗保险，才知道您是否该填365

资料盒 · 发表于 14-9-2011 11:53:55

原帖由 islandhill 于 13-9-2011 21:43 发表

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盒子兄，问个关于dependent spouse的退税问题。
1).我和老婆去年整个财务年度都是PR
2).没有小孩，所以没有FTB
3).我的收入远小于150,000，她没有收入
4).我全年都在澳洲，她2010年11月来，缺席4个月

这种情况 ...

正常来说，只要你配偶是澳洲税务居民就okay 了。如果她2010年11月来，就是说她那个时候才成为税务居民。

资料盒 · 发表于 14-9-2011 19:38:21

资料盒 · 发表于 14-9-2011 23:28:54

现在税务局加快了退税步伐，一般4－5天就退税了。

mike888 · 发表于 15-9-2011 00:36:44

第二次用ETAX报税，但是在PREFILLING之前的验证老是过不了，说是OUR REFERENCE不对，我都和去年的NOA CHECK了不下十遍啊，千真万确是对的啊。

资料盒 · 发表于 15-9-2011 01:11:31

啥时候尝试的，看看是否税局的网络正在维护？

http://www.ato.gov.au/onlineserv ... =/content/50846.htm

meimei288 · 发表于 15-9-2011 12:54:52

原帖由 资料盒 于 9-5-2011 16:59 发表

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如果是澳洲税务居民，提供了税号给ANZ, ANZ没有扣你的税，那么你需要报，低于6000，填写non-lodgement advice. 如果没有提供税号，扣了税，更应该报，将税拿回来。

如果不是澳洲税务居民，anz扣了你的税，无须 ...

您好，小罗，我先生的情况是他是PR，但没在澳洲居住，应该算非税务居民，今年申请了税号，提供给ANZ，ANZ有扣税（估计是没提供税号的那段时间的利息产生的），请问能退回来吗？利息低于6000.

资料盒 · 发表于 15-9-2011 13:45:37

原帖由 meimei288 于 15-9-2011 11:54 发表

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您好，小罗，我先生的情况是他是PR，但没在澳洲居住，应该算非税务居民，今年申请了税号，提供给ANZ，ANZ有扣税（估计是没提供税号的那段时间的利息产生的），请问能退回来吗？利息低于6000.

请看看您先生的利息收入，乘以10%是否＝ANZ的扣税？如果分段来扣了，有一段时间没有扣税，那么，你先生需要申报，并就未扣税利息收入按29%交税。

另外，我不姓罗

[ 本帖最后由资料盒于 15-9-2011 12:50 编辑 ]

gpoint · 发表于 15-9-2011 14:01:17

Hi 资料盒,

I've got a few questions to ask you:

1). Can i claim the "work-related car expenses" for this situation:
I've got over 300 dollars' car allowance from my casual job last year, it was given based on this: other than driving my own car from home to work place, I had to drive to a third place for a special tasks (downloading data from the handheld device, that only happened for a few days)?

2). - For Question 1, I didn't keep any records or receipts of petrol, so can I still claim? Does it mean that if i claim amounts below $300, then i dont have to provide the receipts or evidence? (BTW. I have made $300 claim in the field of work-related expense such as books and study materials)

3). Can i make any claim for the expenses of my son's school unit forms and voluntry contribute payment? If yes, where to put it in the eTax 2011?

4). Regarding on Question 3, again, do i still need the receipts? (we didnt keep the receipts, but i believe we can retrieve from the school again)

Thank you!

资料盒 · 发表于 15-9-2011 14:27:07

1). Can i claim the "work-related car expenses" for this situation:
I've got over 300 dollars' car allowance from my casual job last year, it was given based on this: other than driving my own car from home to work place, I had to drive to a third place for a special tasks (downloading data from the handheld device, that only happened for a few days)?

Yes, you can use cents per kilo method to estimate your car expenses, even without any supporting documents.

2). - For Question 1, I didn't keep any records or receipts of petrol, so can I still claim? Does it mean that if i claim amounts below $300, then i dont have to provide the receipts or evidence? (BTW. I have made $300 claim in the field of work-related expense such as books and study materials)

Yes.

3). Can i make any claim for the expenses of my son's school unit forms and voluntry contribute payment? If yes, where to put it in the eTax 2011?

Uniform -- No, but you can claim from 2012.
Voluntry contribution payment -- No idea is for what. Just like donation?

4). Regarding on Question 3, again, do i still need the receipts? (we didnt keep the receipts, but i believe we can retrieve from the school again)

gpoint · 发表于 15-9-2011 14:45:43

Many thanks, 资料盒.

That over $300 was for the 7 0r 8 days' extra running, so based on your experience, can i claim up to $300? if you think that 300 is not so "reasonable", then how much do you think (i mean your personal oponion) i should go?

One more question:
I bought a netbook last year (of coz use it at home, half of the time my son uses it), can I claim it to as something like "children's education expenses", if yes, which section in eTax2011 should it go?

Thank you.

资料盒 · 发表于 15-9-2011 15:42:18

That over $300 was for the 7 0r 8 days' extra running, so based on your experience, can i claim up to $300? if you think that 300 is not so "reasonable", then how much do you think (i mean your personal oponion) i should go?

I suggest you use cents per kilo method, and estimate kilometers you used. there is a standard rate accepted by ATO. http://www.ato.gov.au/content/00216825.htm

One more question:
I bought a netbook last year (of coz use it at home, half of the time my son uses it), can I claim it to as something like "children's education expenses", if yes, which section in eTax2011 should it go?

Yes, use education tax refund section.
http://www.ato.gov.au/individual ... &pc=001/002/067

meimei288 · 发表于 15-9-2011 16:24:45

原帖由 资料盒 于 15-9-2011 12:45 发表

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请看看您先生的利息收入，乘以10%是否＝ANZ的扣税？如果分段来扣了，有一段时间没有扣税，那么，你先生需要申报，并就未扣税利息收入按29%交税。

另外，我不姓罗

谢谢资料盒。我算了一下税/利息=23.8%，这个是按照什么来算的呢？你不是说非税务居民按照10%吗？怎么又有29%呢？银行又不知道我先生是不是税务居民，它一般扣税是按照多少呢？是不是无TFN45%，有TFN不扣税呢？

资料盒 · 发表于 15-9-2011 17:00:13

一般而言，无TFN, 无ABN, 按45%；国外地址10%；澳洲地址不扣。

meimei288 · 发表于 15-9-2011 22:48:29

原帖由 资料盒 于 15-9-2011 16:00 发表

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一般而言，无TFN, 无ABN, 按45%；国外地址10%；澳洲地址不扣。

我先生一直都是澳洲地址，今年2月之前无TFN，2月之后有TFN了，目前看如果按照non tax purpose resident报的话，超过10%的利息税了，多余的能退回来吗？还有经过这次报税，银行就知道他是non tax purpose resident，以后就自动按照10%扣缴税了吗？这次是第一次报税，09-10年45%扣缴的利息税还能再要回来吗？您说的29%是怎么回事？

资料盒 · 发表于 16-9-2011 10:52:28

1）超过10%的能退回来。
2）如果您留得地址是海外的，银行会按10%扣；如果留地址是澳洲的，银行一般不扣；要和银行说。
3）09－10年扣缴的利息税可以申请退，要重新做09－10年的报表；
4）29%是非澳洲税务居民（中国税务居民），在澳洲取得非利息收入，适用的税率。

gpoint · 发表于 16-9-2011 11:31:54

Hi 资料盒,

Can i use my son's "Chinese tution fee" (with official receipt) to make some claim for the Education Tax Refund?

Thank you.

gpoint · 发表于 16-9-2011 11:36:47

just read the content of "What education expenses can't I claim for?"

- student attendance at school-based extra curricular activities such as excursions and camps.
- tutoring costs.

Which means i can not claim for the Chinese tution fee. Am i right?

资料盒 · 发表于 16-9-2011 14:17:05

100% correct, you cannot claim it.

资料盒 · 发表于 16-9-2011 21:56:09

Lars · 发表于 17-9-2011 00:38:34

原帖由 资料盒 于 14-9-2011 10:52 发表

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阿，要看您是否收入和是否买了私人医疗保险，才知道您是否该填365

和收入还有关系的啊？
我现在有答案了，不过还是要谢谢资料盒啊！！谢谢！！

资料盒 · 发表于 17-9-2011 13:56:53

如果收入低。就无须买私人医疗保险了呀

东飘 · 发表于 17-9-2011 19:43:29

关于E-TAX 填写海外收入的问题

你好楼主，我在申报海外收入时， E-TAX 填写INCOME，第20项目FOREIGN SOURCE INCOME 时
写好了收入和已交付的税款， NEXT 之后有提示说要在 INCOME 第1项目SALARY AND WAGES里也要写，可是如果写上，我看到最后汇总两项收入就重复了，应该在哪里调整呢。

我是新手，第一次用E-TAX申报，麻烦楼主指点以下，谢谢

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